Explore module capabilities, regulatory framework coverage, deployment details, and measurable results for the enterprise banking compliance platform.
GRC Sphere consolidates Basel III/IV, IFRS 9 ECL, AML/CTF, Stress Testing, ESG, Audit & ICC, Regulatory Reporting, and ML Analytics into a single AI-powered compliance platform for financial institutions.
Core Modules
Regulatory Frameworks
Stress Models
AML Risk Factors
Detailed capabilities of each GRC Sphere module — from risk analytics to regulatory reporting.
Real-time organizational health score with CET1, Tier 1, Total Capital ratios, LCR, NSFR tracking, strategic capital allocation, and enterprise risk scoring.
Real-time KPI monitoring with 60-second refresh
Strategic capital allocation by pillar
Enterprise risk scoring across all risk categories
AI-powered credit scoring, 30-day risk forecasting, automated breach detection, VaR, CVaR, Sharpe ratio calculations, and peer benchmarking.
AI-powered credit scoring and risk forecasting
Basel III capital adequacy tracking
LCR/NSFR calculation with HQLA composition
Capital adequacy, liquidity, leverage, stress testing, and regulatory reporting with Basel IV output floor analysis and standardized approach tracking.
CET1, Tier 1, Total Capital monitoring
Basel IV output floor impact analysis
Automated RWA calculations with CBS integration
Enterprise-grade expected credit loss with ML-powered predictions, multi-country regulatory alignment, and automated stage 1/2/3 classification.
ML-powered PD×LGD×EAD provisioning
22 behavioural/financial/macro SICR triggers
Multi-level declassification approval routing
70+ stress models simulating adverse scenarios across capital, liquidity, and credit risk with configurable GDP, inflation, and interest rate parameters.
70+ stress models with configurable parameters
3-year capital ratio projections under multiple scenarios
Sector exposure and credit rating migration modeling
Real-time surveillance with unified command center for alerts, STRs, sanctions, and transaction intelligence featuring 82-factor risk engine.
82-factor risk engine across 8 categories
Real-time sanctions screening (OFAC, UN, EU, UK)
Force-directed graph visualization and fraud ring detection
Interest rate risk gap analysis with shock scenarios, NII/EVE impact, and regulatory limit monitoring with rate-sensitive bucket classification.
Run configuration with monthly/quarterly/ad-hoc execution
Parallel and non-parallel shock scenarios
NII/EVE delta calculation with regulatory limit detection
Environmental impact tracking, social inclusion metrics, governance strength, green taxonomy alignment, and climate goal monitoring.
Multi-scope carbon accounting (Scope 1/2/3)
17 UN SDG contribution calculation
PCAF data quality tracking and NGFS scenario testing
Risk-based audit plan execution, control effectiveness metrics, ML-powered audit universe, and ICAAP/ILAAP framework monitoring.
ML-powered audit universe with risk-based rankings
Visual drag-and-drop workflow designer
ICAAP framework with CET1 capital tracking
AI-powered workflow intelligence detecting bottlenecks, predicting SLA risks, and optimizing compliance processes with machine learning.
Workflow risk score and SLA compliance tracking
ML-generated critical alerts with recommended actions
Predictive analytics for performance forecasting
Comprehensive regulatory compliance automation across banking and financial services frameworks.
Capital adequacy (CET1, Tier 1, Total), leverage ratio, LCR/NSFR liquidity, Basel IV output floors, and standardized approach implementation.
Expected credit loss calculations with ML-powered PD×LGD×EAD provisioning, stage classification, and multi-country regulatory alignment.
Anti-money laundering and counter-terrorism financing compliance with STR management, sanctions screening, and KYC monitoring.
Environmental, Social, and Governance reporting with carbon accounting, SDG tracking, PCAF alignment, and climate risk assessment.
Internal capital and liquidity adequacy assessment processes with board oversight, CET1 tracking, and LCR/NSFR frameworks.
Jurisdiction-specific regulatory submissions with CL forms, EDW uploads, CIB reporting, and inspection readiness for central bank compliance.
Enterprise-grade deployment with measurable outcomes for financial institutions.
Standard deployment operational in approximately 3 weeks with core banking integration, jurisdiction-specific module configuration, and compliance workflow onboarding.
Automated regulatory report generation, submission tracking, and compliance monitoring reduce manual reporting effort by up to 70%.
Pre-configured templates, automated data ingestion, and streamlined approval workflows accelerate regulatory submission times by up to 85%.
Executive dashboards, automated board reports, and real-time KPI monitoring provide comprehensive governance visibility to leadership teams.
Contact us for a personalized demonstration and see how GRC Sphere automates governance, risk, and compliance for financial institutions.